01/24/2010: How many of you ever checked free credit reports at freecreditreport.com, and realized three months later that they have been charging you $14.95 per month, AND you can only cancel this occurrence ONLY by calling them during 'normal business hours', although it didn't take them a split second to sign you up for it via some 6-size font text, without your conscious knowledge and effort??
Update 01/25/2010: So I just had a head-a-thon with some lady with an E. European accent, who was surprisingly well trained for such calls, and cancelled the membership after continued discount offers of upto 90%!!
Of course they have a fine-print disclosure on their website saying its different from the annualcreditreport.com service. To think how many others have fallen into the trap, I am ready to launch an online campaign against them.
Remember: www.AnnualCreditReport.com is genuine. FreeCreditReport.com is NOT!!!
Fine print from FreeCreditReport.com:
When you order your free report here, you will begin your free trial membership in Triple Advantage(SM) Credit Monitoring. If you don't cancel your membership within the 7-day trial period**, you will be billed $14.95 for each month that you continue your membership.
ConsumerInfo.com, Inc. and Freecreditreport.com are not affiliated with the annual free credit report program. Under a new Federal law, you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies. To request your free annual report under that law, you must go to www.annualcreditreport.com."
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